Pre-Arranged Funerals
 

Pre-arrangement allows an individual or family to select funeral merchandise and services prior to death. Planning ahead relieves the family members of making difficult decisions during a time of personal loss and provides financial protection of a funeral service at today's prices. If you are going to make an informed choice when you pre-arrange your funeral, you need to know what you want, how much you can afford to pay, if guarantees are provided on merchandise and services, and what happens if you move and want to change funeral homes. The total cost of the funeral service is determined by the price of the casket, outer burial container and type of service selected. During the pre-arrangement conference, a complete general price list, casket price list and an outer container price list is presented and explained. If a unique service is requested, you should discuss this in detail with the Funeral Director to determine if the service can be provided. After the type of service desired has been determined and the selection of merchandise has been made, two payment options are available - payment in full or payment through installments. The pre-need funeral contract should identify the person selling the contract, the person purchasing the contract, and the person for whom the contract is purchased, if the arrangement is for someone else. In Ontario, only Funeral Directors may pre-arrange your funeral. With respect to other provinces, check your province law and the credentials of the person selling the pre-need funeral contract. Disbursements Following, are examples of disbursements not included in a pre-arranged contract, but payable at time of need. Most are subject to appropriate taxes. Cemetery arrangements Church services Clergy Coroner's Fees Cremation Flowers Limousine Services Municipal Death Registration Newspaper Organist Soloist The costs of these disbursements are usually incurred by the family. If assistance is required for any of the disbursements, please speak with the Funeral Director caring for your family. Statistical Information In order to proceed with the necessary documentation, the following statistical information is required: Complete Name, Address and Postal Code Social Insurance Number Date and Place of Birth Marital Status Spouse's Name, Maiden Name (when applicable) Parents' Name and Place of Birth Occupation and Workplace (while working) Name of Cemetery and Plot Number (if applicable) This statistical information is required for both pre-arranged and at-time of need funerals. We offer a Pre-Planning Program that can be tailored to satisfy your individual needs. Arrangements may be made at the funeral home or even in the comfort and privacy of your own home. If you would like further information about pre-planning services for yourself or for a loved one, please contact us at (807) 623-6446, or complete our online Information Request Form

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